Long Term Care Insurance

Long Term Care Insurance provides the insured with the financial resources to take control of their future health and personal care services. It provides a flexible range of benefits and features to choose from, so that the insured persons can customize a plan for their specific needs.   Long Term Care Insurance pays a daily benefit if the insured:

  • Loses the ability to care for him/herself, due to cognitive impairment or a condition that results in the inability to perform two (2) or more Activities of Daily Living.
  • Requires the services of a Long Term Care Facility or Home Care provided by a professional assistance at home